Refinance savings calculator
What would switching actually save?
Compare your current rate against a new one, net of honest switching costs. The break-even figure tells you how many months of savings it takes to recover the cost of moving.
Your details
Your estimate
Monthly saving
$288
$3,748 now, $3,460 after
Saved over 25 years
$85,398
Switching costs recovered in ~4 months
Repayment comparison
Interest over the remaining term: $574,424 at your current rate vs $488,026 at the new rate. Rates shown are examples only — see the comparison rate warning below.
These are estimates. Your borrowing power is personal.
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This calculator provides an estimate only, based on the figures you enter and simplified assumptions. It is not an offer of credit, a quote, or financial or credit advice, and it does not take your personal circumstances into account. Lender assessment criteria differ and change. Speak with us for an assessment based on your actual situation. Any interest rates shown are examples only and subject to change. A comparison rate is calculated on a loan of $150,000 over 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
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